Joint tenancy - An estate in cotenancy that must not only be specified in the grant, but also requires three “unities.” All joint tenants must receive title in the same conveyance, beginning at the same time, and with undivided possession.

Joint tenants - Persons who own an estate in joint tenancy.

Judgment - The decision of a court regarding the rights of parties in an action. A decree of a court. In practice this is the lien or charge upon the lands of a debtor resulting from the Court ’s award of money to a creditor.

Judgment Docket - The record book of a County Clerk where a judgment is entered in order that it may become a lien upon the property of the debtor.

Judgment Lien - The charge upon the lands of a debtor resulting from the decree of a court properly entered into the judgment docket. Judgment index - See index. Junior mortgage - A mortgage lower in lien priority than another, for example, a second mortgage or home equity line.