Improvements - Those additions to raw lands tending to

Inchoate Dower - The imperfect interest which the law gives a wife in the lands of her husband. This is an interest which upon the death of the husband may ripen into possession and use. Most states have abolished dower rights.

Inchoate Curtesy — The imperfect interest which the law gives a husband in the lands of his wife.

Indemnify - To protect, hold harmless against loss.

Indemnitor - The party obligated in an indemnity agreement to protect or repay another for a loss.

Indemnity against liability - Requires the indemnitor to respond and protect the creditor as soon as a claim is made against the creditor, even if the creditor has yet to suffer an actual loss.

Indemnity against loss - Requires the indemnitor to reimburse its creditor if the creditor has actually suffered a loss.

Indemnity agreement - An agreement by the maker of the document to protect or repay another of the agreement up to the limit stated for any loss due to the contingency stated on the agreement.

Index - An alphabetical listing in the public records of the parties to recorded real estate instruments with the book and page number of the record.

Ingress — The right to enter a tract of land.

Interim Financing — Temporary or short term loans. Often used with new construction. Usually replaced with a permanent long-term mortgage.

Instrument - A written document.

Insurable title - A land title that a title insurance company is willing to insure.

Insured closing service - An agreement by the title insurer to indemnify the insured for any loss in settlement funds caused by (1) the failure of the company’s policy issuing agents or approved attorneys to conform to closing instructions of the insured, or (2) fraud or dishonesty of the issuing agent or approved attorney.

Insured Closing Protection Letter -

Interest - A fee for the use of someone else’s money.

Interval ownership - A time share estate where the unit purchaser is deeded an estate for years, giving a right to occupy the unit for a particular week during a stated number of years with a remainder interest in fee as a tenant in common with all other purchasers of the unit.

Intestate - Without having made a valid will or one who dies without having made a will. See also heir and testate.